Financial Choices Matter

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Counterintuitive Pieces Of Financial Guidance

Some advice just makes good sense. But sometimes the guidance we get doesn’t align with our expectations. That’s not necessarily a bad thing. Let’s talk about some of the counterintuitive financial advice you may, or may not, receive. We'll answer some questions from the "mailbag" and bust up some "rules of thumb" along the way. Plus, we'll see what's buggin' Charles this week.

The Important Things You Should Know About 401(k) Rollovers

We often talk about the importance of not leaving a 401(k) with your old company after you no longer work there. Let’s explore some of the benefits of a 401(k) rollover, why you might want to move it to an IRA, what the tax implications are and some of the other essential things to consider.


To get the guide, "To Rollover, Or Not To Rollover", call 480-513-1830 or e-mail

Mailbag: The 4% Rule, Ex-Husband’s SS, & Big vs. Small Companies… Plus, What’s Buggin’ Charles?

Do you know what the 4% rule is? That's what  Lisa wants to know on this week's edition of Financial Choices Matter. We'll answer her question and also field concerns about getting benefits from an ex-husband's Social Security, what it's like to work with big companies vs. smaller ones, and we'll see what's buggin' Charles.

The Silent Killer (of Retirement): Inflation

Have you ever put on a lot of weight at some point in your life? It’s frustrating because you don’t really notice it at first. Even the people you see every day might not notice for a while. Then all the sudden someone you haven’t seen in several months notices. And then you all the sudden can tell in the mirror. “Whoa,” you realize, “I need to do something about this.” That slow creep of weight was hard to notice day-to-day, but before you even noticed it, it had already made a significant change in your body. The same thing happens to financial plans exposed to inflation. You might not notice it for a while, but after many years, an illprepared might get ravaged by the subtle, long-term increases of the prices of things all around us. Let’s explore some ways we can guard against that creep of inflation. Plus, we'll introduce a segment of the show we like to call "Storytime". This week, we'll ask Charles to tell us a story about someone who was getting ripped off by another financial advisor. We'll see how Charles helped solve the problem.