Financial Choices Matter

Winding Back The Debt Clock

We won't be getting political about this, but the national debt is skyrocketing faster than you can imagine. At some point, it could become a huge issue for the economy if it isn't already. How could our increasing national debt impact your retirement? Charles explains.

Important Financial Terms You Should Know

A lot of financial terms can get confusing, even if you’ve heard them talked about a lot in the news or in a financial meeting at work or even around the dinner table with family. Let’s explore some important terms you might have heard before, but also might need a better understanding of what they mean.

Retirement Planning: More Than Just Investments

There’s a lot more to retirement planning than just picking investments. Is your advisor helping you navigate all the other essential areas?

Sales Pitches Versus True Planning

It’s important to be able to recognize the difference between an advisor who actually has a planning process and one who just gives sales pitches all day. Let’s go over how you can identify the difference.

Fuzzy Math

A lot of investors (and quite frankly a lot of advisors) fall victim to fuzzy math when it comes to their retirement planning. Let’s explore some of the areas where someone might be employing fuzzy math.

Dealing With Divorce

Some folks feel shell-shocked after seeing their assets get cut in half from a divorce. Charles will share with us some ways that he helps clients navigate through tough life events like divorce. And we'll answer a listener question about fee-only advisors. Are they really the "best" kind of financial advisor to work with?

Unique Planning Challenges

Creating a customized retirement plan for any individual can mean addressing some unique challenges. With each of these scenarios, let’s discuss the challenges presented, as well as the solutions you might come up with…

Making Bad Financial Assumptions

Be careful of making assumptions about certain areas of retirement planning before you really know the facts. Some of these assumptions could be correct, but they could just as likely be wrong… We'll also ask Charles to tell us about a time someone didn't follow his advice and they came back later and admitted that they should have.

Risky, But Popular, Investments

It’s probably common sense when you think about human nature, but some of the riskiest investments are also the most popular. At least the risky ones generate a lot of interest, even if most folks don’t end up actually making an investment. Let’s look at some of these popular and risky investments because, after all, your financial choices matter.

Counterintuitive Pieces Of Financial Guidance

Some advice just makes good sense. But sometimes the guidance we get doesn’t align with our expectations. That’s not necessarily a bad thing. Let’s talk about some of the counterintuitive financial advice you may, or may not, receive. We'll answer some questions from the "mailbag" and bust up some "rules of thumb" along the way. Plus, we'll see what's buggin' Charles this week.